Understanding Ground Up Construction Loans A Comprehensive Case Study

Cure Capital Solutions recently sourced $350,000 in funding for a real estate investor undertaking their second ground-up construction project in West Palm Beach, Florida. After carefully reviewing the architectural renderings, engineering plans, and fully approved permits, we structured financing that allowed the general contractor to confidently break ground and move the project into active construction. This early diligence ensured the build was properly positioned for both execution and future resale value.

The completed project carried an after-repair value (ARV) estimated at $605,000, creating a clear path to profitability despite shifting market conditions. Throughout construction, disciplined project management and strategic cost control helped maintain the timeline and protect margins—critical factors for ground-up developments in a softer housing environment.

Even with a weakened housing market, the property was successfully completed and sold within 18 months, demonstrating the importance of proper underwriting, realistic ARV assumptions, and reliable construction financing. This case highlights Cure Capital Solutions’ ability to support real estate investors through ground-up construction funding in South Florida, from initial planning and capital sourcing to successful project completion and exit.